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VPI GAP
In the event that your vehicle is accidentally damaged beyond repair or stolen, your primary insurance company pays the actual cash value of the vehicle at the time of loss - not what the vehicle's really worth to you!
You remain liable for payment of the difference between your insurance company's settlement and the balance of your loan/lease.
This deficiency, added to the amount of your deductible, and other expenses can easily be thousands of dollars…dollars that come out of your pocket!